UPI CIRCLE
Share the Love
From helping parents pay bills and letting your kids shop responsibly to enabling a team member to make purchases, UPI Circle on TimePay allows primary account holders to add trusted contacts as secondary users for safe and convenient payments.
Pick Your Delegate
Invite your partner, parent, or friend, to use UPI Circle for specific transactions with your TimePay linked bank account, no matter where they live. Even if they don’t have a bank account, they can still benefit and help with payments securely and easily.
Share, Control, and Secure with Ease
Stay In Control
- Who gets access to your account?
- Access Duration: Set a timeframe for the access (minimum 1 month, up to 5 years).
- Spending Limits: Control usage by setting a monthly limit (up to ₹15,000)
Define Access Rights
- Partial Access: Approve each payment request manually.
- Complete Access: Allow full autonomy for the secondary user to make payments without your approval.
Security-First
Advanced fraud protection, two-factor authentication, account limits and 24/7 in-app customer support — your safety is our priority.
Breathe Easy With Instant Alerts
Get instant transaction alerts and review every payment made by secondary users, ensuring responsible use of your UPI account.
Easy Sharing
Add trusted contacts as secondary users to handle payments effortlessly.
Setting Up UPI Circle is Simple
User with a bank account
User without a bank account
Step 01
Open the TimePay App: Click UPI Circle.
Step 02
Add a Delegate: Tap on the "Add Delegate" option and either:
- Enter the secondary user's UPI ID.
- Or scan their QR code for quicker access.
Step 03
Set Permissions: Choose between:
- Full Delegation: Allows the secondary user to make payments using your account without approval.
- Partial Delegation: Requires the primary user to approve transactions before they're completed.
Step 04
Secondary User Activation: Once the request is accepted, the secondary user can start making payments using the primary user's account.
Step 05
For partial delegation, the primary user will need to approve each transaction through the TimePay app.
Step 01
Download & Setup:
- Secondary User: Downloads the TimePay App.
- User VPA Creation: The app automatically creates a Virtual Payment Address (VPA) for the secondary user.
- Share VPA: Secondary user share`s their VPA with the primary user.
Step 02
Add Delegate
- Primary User: Opens the TimePay App and selects UPI Circle.
- Add Delegate: Tap “Add Delegate” and choose to:
- Enter the secondary user's VPA.
- Scan the secondary user's QR code for faster addition.
Step 03
Choose Permission Level:
- Full Delegation: Allows the secondary user to make payments using the primary user's account without approval.
- Partial Delegation: Requires primary user approval for each transaction.
Step 04
Activation:
- Secondary User: Receives activation request and, once accepted, can start making payments using the primary user's account.
- For Partial Delegation: Primary user must approve each transaction via the TimePay App
What are you waiting for? Send an invite today!
